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This study is a randomized controlled trial. Participants were screened by County Assistant Office staff and referred to research staff. Research staff determined eligibility and received consent from participants. Eligible individuals were those who were receiving Temporary Assistance for Needy Families (TANF), had a 20 hour per week work requirement to receive benefits, and were the primary caregiver of one or more children younger than age 6. After consenting to participate, participants were randomly assigned to one of two intervention conditions (partial or full) or the comparison condition. Recruitment and enrollment took place in June and July 2014. Participants completed baseline surveys and additional follow-up surveys every 3 months over a 15-month period. The research team administered surveys using Audio Computer-Assisted Self-Interview software. The baseline survey took 60 minutes to complete, and follow-up surveys took 30 minutes. The research team compensated participants with $25 for each completed survey.
The intervention was studied over a 15-month period between June 2014 and October 2015.
Drexel University
The Building Health and Wealth Network served TANF recipients who were caregivers to at least one child younger than age 6. Intervention group members were offered financial empowerment education, matched savings accounts, and trauma-informed peer support. Financial empowerment education involved 28 weekly three-hour classes focused on promoting self-sufficiency. Topics covered in the classes included saving for education, housing, entrepreneurial activities, retirement, improving credit, and reducing debt. The Network provided financial support by helping participants open a credit union savings account and then matching any contributions made by the participants during the program. The Network facilitated weekly peer support groups based on the Sanctuary Model. This model used a trauma-informed approach to help guide participants toward a more stable foundation. The curriculum focused on helping participants manage emotions, process loss, and develop goals in a safe and supportive space.
The financial empowerment education and matched savings accounts services were identical to the intervention condition. The difference between the conditions was the comparison group did not have access to trauma-informed peer support.
None
The study took place at three County Assistance Offices in South and in Southwest Philadelphia, PA.
Family behavioral health; Economic hardship